Sinder pricing — transparent FX, no annual fee
0% Sinder FX markup within an AED 40,000 / month worldwide allowance. Over-allowance: +0.5% weekday or +1.5% weekend, applied to the excess only. No annual fee, no monthly subscription, no minimum balance.
Founder Card pricing
- FX settlement: Mastercard Exchange Rate (≈0.15% above mid-market)
- Within allowance (AED 40,000 / month worldwide): 0% Sinder markup
- Over allowance — weekday: +0.5% on the excess
- Over allowance — weekend: +1.5% on the excess
- Per-transaction surcharge: 0 AED
- Annual fee: 0 AED
- Monthly subscription: 0 AED
- Minimum balance: 0 AED
Pricing FAQs
What is the Sinder Travel Card?
A UAE-issued Mastercard Platinum Debit travel card that settles foreign transactions at the Mastercard Exchange Rate with 0% Sinder FX markup within an AED 40,000 / month worldwide allowance. Over-allowance: +0.5% weekday / +1.5% weekend on the excess only.
How does the Sinder FX rate work?
Every transaction settles at the Mastercard Exchange Rate (≈0.15% above mid-market). On top, Sinder adds 0% within the AED 40,000 / month worldwide allowance, then +0.5% weekday or +1.5% weekend on the excess only.
Are there any annual fees or per-transaction surcharges?
No. The Founder Card has no annual fee, no monthly subscription, no minimum balance, and no per-transaction surcharge on top of the Mastercard Exchange Rate.
When will Sinder be available?
Physical Founder Cards ship Summer 2026; digital wallet support (Apple Pay, Google Pay, Samsung Wallet) follows weeks later.